How long is a pre-approval good for?

Most mortgage pre-approvals are good for 120 days from the time of submission.

Pre-approvals are ultimately used as rate holds. Though a rate hold is not a true pre-approval unless you’ve sent documents in, it allows you to hold in place today’s rate, protecting you against any increase in market rates for up to 120 days.

Given you don’t increase any debt or change your job in those 120 days, it’s as simple as updating your documents when the time comes to get you approved. Click here to get your pre-approval started.