Struggling with poor credit? We can still help you buy a home.
At Boychuk Mortgage Group, we specialize in providing bad credit mortgages and alternative financing solutions tailored to individuals and families who have been turned away by traditional banks. Whether you're recovering from financial hardship, self-employed, or have a unique income situation, our expert team will guide you toward successful homeownership.
We proudly serve Burnaby and the broader British Columbia region with mortgage products designed to overcome the limitations of conventional lending.
Can I Get a Mortgage with Bad Credit in Burnaby, BC?
Yes. A low credit score doesn’t mean your dream of owning a home is over. At Boychuk Mortgage Group, we work with a trusted network of alternative and private lenders who specialize in helping clients just like you.
If you've experienced bankruptcy, missed payments, or carry high debt, you still have options. Our goal is to help you qualify with confidence and plan for a financially secure future.
What Does a Bad Credit Mortgage Mean?
A bad credit mortgage is a type of home loan designed for individuals with one or more of the following:
- Credit score below 600
- Prior bankruptcy or consumer proposal
- Collections, charge-offs, or judgments
- Limited or no credit history
- High debt-to-income ratio
Rather than judging solely on credit scores, bad credit lenders evaluate your income, employment, down payment ability, and overall financial potential.
