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  • What does a Mortgage Broker provide that the bank does not?

    By Boychuk Mortgage Group | Sep 13, 2021

    OPTIONS You should be able to compare different loan options, programs, rates, product types, terms, penalties & mortgage flexibility solutions from…

    Click Here To Read The Full Article

  • What is the difference between a fixed & variable mortgage?

    By Boychuk Mortgage Group | Sep 13, 2021

    A fixed rate typically has less flexibility & a slightly higher rate while a variable rate provides more flexibility and…

    Click Here To Read The Full Article

  • What is Alternative Lending?

    By Boychuk Mortgage Group | Sep 13, 2021

    COMMON BORROWER’S ROWERS Self-employed individuals who have not claimed enough income to qualify with the bank Those with bruised credit New business owners WHAT’S…

    Click Here To Read The Full Article

  • What is a Home Equity Line Of Credit?

    By Boychuk Mortgage Group | Sep 13, 2021

    AKA a collateral mortgage or readvanceable mortgage, meaning as you pay down your mortgage or your property value increases, your…

    Click Here To Read The Full Article

  • What is Private Financing?

    By Boychuk Mortgage Group | Sep 13, 2021

    No income or credit requirements here. Qualifications for private financing will be based off equity or a larger down payment. Due to…

    Click Here To Read The Full Article

  • Is a low rate the most important factor in a mortgage?

    By Boychuk Mortgage Group | Sep 13, 2021

    No The lowest rate is not always the cheapest option when factoring in the total cost. Saving you $$ & mortgage…

    Click Here To Read The Full Article

  • Will a larger down payment result in a better rate?

    By Boychuk Mortgage Group | Sep 13, 2021

    Not necessarily With as little as 5% down, you will see the best available rate, but you will be required to…

    Click Here To Read The Full Article

  • Is it better to save 20% before buying?

    By Boychuk Mortgage Group | Sep 13, 2021

    No With 5% being the minimum down payment, by simply getting started today, you will capitalize on Appreciation Mortgage Pay Down – Principal…

    Click Here To Read The Full Article

  • Can I get a mortgage on Bare Land?

    By Boychuk Mortgage Group | Sep 13, 2021

    Yes Typically, a 50% down payment is required There are options at 25% down payment with plans to build

    Click Here To Read The Full Article

  • I’m Self Employed; do I need to be in business for 2+ years to get approved?

    By Boychuk Mortgage Group | Sep 13, 2021

    No! There are alternative lenders that we work with that will provide additional options Each situation will vary depending on individual factors

    Click Here To Read The Full Article

  • I’m Self Employed, do I need to claim more in taxes to get approved?

    By Boychuk Mortgage Group | Sep 13, 2021

    No There are alternative lenders that will look at a 6-month history & business revenue With a slightly higher interest rate, often…

    Click Here To Read The Full Article

  • What are common mortgages for those who are Self Employed?

    By Boychuk Mortgage Group | Sep 13, 2021

    Traditional Financing – Net income Stated Income – Business revenue Bank Statements – Usually 6 months Net worth – Liquid assets Business Cash Flow…

    Click Here To Read The Full Article

  • What is the First Time Home Buyer Incentive?

    By Boychuk Mortgage Group | Sep 13, 2021

    This incentive is a shared equity mortgage with the government of Canada, where they will contribute 5% (on existing homes)…

    Click Here To Read The Full Article

  • What is the First Time Home Buyer Program?

    By Boychuk Mortgage Group | Sep 13, 2021

    A provincially regulated program that allows First Time Buyers to be exempt from paying Property Transfer Tax Two ways to be…

    Click Here To Read The Full Article

  • What is the First Time Home Buyer Tax Credit?

    By Boychuk Mortgage Group | Sep 13, 2021

    This is a non-refundable credit that allows FTHB’s to claim up to $5,000 in the year that you purchased your…

    Click Here To Read The Full Article

  • What is the Home Buyer Plan?

    By Boychuk Mortgage Group | Sep 13, 2021

    This program allows all home buyers to pull up to $35,000TAX FREE from their RRSP, to purchase a home You will…

    Click Here To Read The Full Article

  • How Do I Build My Credit?

    By Boychuk Mortgage Group | Sep 13, 2021

    Use the 2-2-2 rule 2 trade lines $2,000 limit each 2 years each minimum Use each credit line & try not to carry 40%…

    Click Here To Read The Full Article

  • Can a credit check severally damage my credit score?

    By Boychuk Mortgage Group | Sep 13, 2021

    No The more established your credit is, the less your score will be affected, if at all When scores are slightly affected,…

    Click Here To Read The Full Article

  • What are some credit tips?

    By Boychuk Mortgage Group | Sep 13, 2021

    Make payments on time Use less than 40% of your total limit Increase your number of trade lines in which you can…

    Click Here To Read The Full Article

  • What is a fixed rate mortgage?

    By Boychuk Mortgage Group | May 23, 2021

    Within a fixed rate mortgage, you will have the security of knowing that your mortgage payment will not change throughout…

    Click Here To Read The Full Article

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Recent Posts

  • What does a Mortgage Broker provide that the bank does not?
  • What is the difference between a fixed & variable mortgage?
  • What is Alternative Lending?
  • What is a Home Equity Line Of Credit?
  • What is Private Financing?
  • Is a low rate the most important factor in a mortgage?
  • Will a larger down payment result in a better rate?
  • Is it better to save 20% before buying?
  • Can I get a mortgage on Bare Land?
  • I’m Self Employed; do I need to be in business for 2+ years to get approved?
Boychuk Mortgage Group

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  • Bad Credit Mortgages & Alternative Financing
  • Bridge Financing
  • Co-Sign Mortgages
  • Commercial Mortgage Financing
  • First Time Home Buyer Mortgages
  • Fixed Rate Mortgages
  • Fixed Rate vs Variable Rate Mortgages
  • High Net Worth Mortgages
  • Home Equity Lines Of Credit
  • Home Equity Loans
  • Investment Property Mortgages
  • Mortgage Renewals
  • Multi Family Mortgage Financing
  • New Build Construction Mortgages
  • New To Canada Mortgages
  • Non-Resident & Foreign Income Mortgages
  • Pre-Approval Mortgage
  • Purchase Plus Improvement Mortgages
  • Real Estate Investing
  • Refinance Mortgage
  • Refinance To Consolidate Mortgages
  • Reverse Mortgages
  • Self Employed Mortgages
  • Separation Mortgages
  • Steps To Buying Your Next Home
  • Vacation & Second Home Mortgages
  • Variable Rate Mortgages

Contact Us

Cell: (778) 808-9944

2207 – 4650 Brentwood Boulevard, Burnaby, BC V5C 0M3

Email: Riley@boychukmortgages.ca

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  • Home
  • About
    • About
    • Articles
    • Blog
    • FAQ
    • Mortgage Glossary Terms
    • Trigger Rates Explained
    • Why Boychuk Mortgage Group
  • Services
    • Services
    • Bad Credit Mortgages & Alternative Financing
    • Bridge Financing
    • Co-Sign Mortgages
    • Commercial Mortgage Financing
    • First Time Home Buyer Mortgages
    • Fixed Rate Mortgages
    • Fixed Rate vs Variable Rate Mortgages
    • High Net Worth Mortgages
    • Home Equity Lines Of Credit
    • Home Equity Loans
    • Investment Property Mortgages
    • Mortgage Renewals
    • Multi Family Mortgage Financing
    • New Build Construction Mortgages
    • New To Canada Mortgages
    • Non-Resident & Foreign Income Mortgages
    • Pre-Approval Mortgage
    • Purchase Plus Improvement Mortgages
    • Real Estate Investing
    • Refinance Mortgage
    • Refinance To Consolidate Mortgages
    • Reverse Mortgages
    • Self Employed Mortgages
    • Separation Mortgages
    • Steps To Buying Your Next Home
    • Vacation & Second Home Mortgages
    • Variable Rate Mortgages
  • Mortgage Calculator
    • Mortgage Calculator
    • Cash Flow Analysis – Monthly Budget
    • Cash Flow Calculator – Rental Properties
    • Closing Cost Calculator
    • Fixed vs Variable Calculator
    • Land Transfer Calculator
    • Purchase Calculator
  • Testimonials
  • Resources
  • Contact Us