The first step in the home buying process is completing a discovery call with one of our mortgage advisors. Step 1…
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What is a True Pre-approval?
A true pre-approval is not one that is done on an online pre-approval app or calculator. These options though are…
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Are Your Rates Better Than the Banks Rates?
One of the benefits to working with an independent mortgage advisor, is that we situate you with the very best…
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How Much Do I Need for a Down Payment?
What you need for your minimum down payment is a very common question in today’s market so let’s break that…
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What Is a Deposit?
A purchase deposit demonstrates the buyer’s good faith to the seller to close on their purchase. This deposit is held…
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What Does the Process Look Like & How Long Does It Take to Be Approved?
Just click the “Apply Online” button on our website to get started. With a traditional application & a few lender required…
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How Do I Win in Real Estate?
Remember the FOUR benefits to investing in real estate: Principal Pay Down Unlike your rent payment, mortgage payments include a principal…
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What is Mortgage Loan Insurance?
Mortgage loan insurance, also known as mortgage default insurance, is an insurance premium paid by the borrower, to in which…
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What Are My Closing Costs?
Let’s look below at the main closing’s costs associated with buying your new home: Land Transfer Tax In the province of BC,…
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What are My Homeownership Costs?
Common home ownership costs include: Mortgage Payment Property Taxes Home Insurance Strata Fees (If applicable) Utilities – Heat, Water, Gas Internet & Cable Our trusted mortgage advisors…