Specialized Mortgage Solutions for High Net-Worth Individuals
HELPING YOU BUILD WEALTH IN REAL ESTATE
Unlocking Exceptional Mortgage Solutions for Your Wealth
Welcome to Boychuk Mortgage Group, where we specialize in offering sophisticated mortgage financing for high-net-worth individuals across Canada. We understand that affluent clients have unique financial situations, diverse asset portfolios, and advanced wealth management strategies. That’s why our High Net-Worth Mortgage solutions are purpose-built to go beyond traditional mortgage structures and focus on your total financial picture, not just your income.
What is a High Net-Worth Mortgage?
A High Net-Worth Mortgage is designed for individuals with significant liquid assets, strong investment portfolios, and complex income sources. These mortgages emphasize your overall financial position such as GICs, RRSPs, TFSAs, stocks, or real estate equity rather than relying solely on income verification.
This is ideal for:
- Entrepreneurs and business owners
- Investors with substantial holdings
- Professionals with variable or non-salaried income
- Affluent retirees or individuals with high asset value but limited reported income
Whether you're purchasing a luxury residence, refinancing a high-value home, or exploring a second or vacation property, we help structure your mortgage with flexibility, tax efficiency, and long-term planning in mind.
Benefits of High Net-Worth Mortgages
-
Customised Lending Solutions
We tailor each mortgage based on your asset mix, lifestyle goals, and financial strategy offering bespoke terms not available from traditional banks.
-
Flexible Qualification Criteria
We prioritize total asset valuation over strict income requirements, simplifying approval even when reported income is low.
-
Access to Larger Loan Amounts
Benefit from higher loan-to-value (LTV) ratios up to 80% for luxury or investment properties, with extended amortization periods up to 30 years.
-
Financial Privacy & Discretion
High net-worth individuals benefit from personalized, discreet service with fewer documentation burdens.
-
Competitive Interest Rates
Enjoy preferred interest rates and reduced lender fees reflective of your financial strength.
-
Versatile Property Types
Purchase primary residences, vacation homes, multi-unit properties, or investment real estate with customized financing.
-
Portfolio Leverage Opportunities
Use your real estate to strategically enhance liquidity, diversify holdings, or consolidate debt through tax-efficient refinancing.
-
Expert Wealth-Focused Advice
Receive one-on-one guidance from Boychuk Mortgage Group experts who understand the interplay between wealth management, tax planning, and mortgage structuring.
Happy Client Reviews
-
We had the best experience working with Riley and his team. He is very knowledgeable and was able to help us secure a great rate for our mortgage. He was available at all times to answer any questions we had and was great at communicating with us. Would 100% recommend Riley and his team for your mortgage needs
Szendi Godin
-
Riley was such a pleasure to work with. He made our dreams come true, he got us an amazing rate and made it a stress free experience. He is so personable and goes above and beyond for his clients. The thoughtful touches with house warming gifts and birthday cards. He has made such an impact in our life and we will be forever grateful!
kamiko allen
-
We recently used Riley as our mortgage broker and he was the best!! Super kind and patient. He was very responsive, took so much time to explain the whole process to us and was able to find us a great mortgage. Would highly recommend.
Annika Reimer
-
My husband and I are blown away by how dedicated Riley has been to helping us through the purchase of one home and the sale of another. This whole process can be really overwhelming, but Riley did an excellent job at explaining and educating us through it all. He's very attentive by making phone calls just to check in, and he really cares about us as people not just clients. I would recommend him to anyone I know.
Jillian Nielsen
-
Had an absolutely amazing experience dealing with Riley and his team. He was extremely helpful every step of the way and made the home buying experience as easy as possible for us. Highly recommend Riley to anyone looking to purchase a home!
Boston Colley
-
We've had great experience with Boychuk Mortgage Group getting a mortgage for our rental property in Calgary. The communication was great, the whole process was smooth and easy. Highly recommend.
Alexander Gazimov
-
We had an excellent experience with Riley. Despite our unique situation, he provided outstanding service, addressing our needs and questions promptly. He navigated through any hiccups, ensuring a smooth process. Highly recommend for his professionalism and client-focused approach.
David Bigley
-
Riley and his team are a pleasure to work with. They are fast and pay attention to detail. They were able to answer any questions I had regrading the purchase of our new home and worked quickly to assist on closing. I would not hesitate to use the Boychuk Mortgage Group again and recommend them to anyone looking for any mortgage needs.
_christian_sison_
-
I had an excellent experience dealing with Boychuk Mortgages. Riley was so thorough and was always available to answer any questions I had throughout the process. He made a difficult and confusing process so easy for a first time home buyer.
I would recommend Riley to anyone looking for a mortgage broker.
JP Guimond
-
Riley and Carla were such a pleasure to work with. They were extremely responsive and kept us in the know every step of the way. They provided various options and helped us make the best decision for our mortgage. Thanks again!
Richard Mulcaster
SOME OF OUR LENDING PARTNERS
Why Choose Boychuk Mortgage Group for High Net-Worth Mortgages in Burnaby, BC?
Proven Experience with Affluent Clients
We have a successful track record in structuring mortgage solutions for high-net-worth professionals, executives, investors, and business owners
Holistic Financial Approach
We assess your complete financial ecosystem assets, liabilities, investment timelines, and liquidity needs to design the most strategic mortgage for your goals.
Relationships with Private & Alternative Lenders
Gain access to exclusive lenders and boutique products not available through traditional institutions.
Tailored Service Experience
Your time is valuable. We offer responsive, concierge-level service, designed for efficiency and privacy.
Transparent, Straightforward Process
We clearly explain all terms, conditions, and structures, empowering you to make informed decisions with no surprises.
Deep Knowledge of Canadian Lending
We understand provincial regulations, tax implications, and lending nuances.
Long-Term Planning Alignment
Our solutions evolve with your life helping you acquire, expand, or refinance your portfolio strategically.
Ready for Exclusive Mortgage Solutions?
Boychuk Mortgage Group has successfully guided numerous high net-worth clients through their mortgage financing, providing insights and options tailored to each client’s unique situation. Contact Boychuk Mortgage Group today to explore your high net-worth mortgage options and secure a financial future that aligns with your goals.