You can lock in a mortgage rate today for up to 120 days to protect you against any increase in…
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WHAT ARE THE DO’S & DON’TS DURING THE HOME BUYING PROCESS?
Do’s Keep saving Continue paying down unsecured debt Keep your mortgage team up to date with any changes including down payment & income Maintain…
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WILL A PRE-APPROVAL DAMAGE MY CREDIT SCORE?
With our pre-approvals, we only pull your credit one time to ensure maximum credit. Credit reporter will also allow you to…
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What is a Pre-Approval Mortgage?
A true pre-approval with us at Boychuk Mortgage Group is a guaranteed stamp of approval that we have done the…
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Why is a Pre-Approval Mortgage important?
Securing a Pre-Approval Mortgage offers several key advantages. Firstly, it provides you with a clear understanding of your budget, helping…
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What documents do I need for a Pre-Approval Mortgage?
To apply for a Pre-Approval Mortgage, you typically need to provide a comprehensive set of documents. These may include recent…
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How long does a Pre-Approval Mortgage last?
A Pre-Approval Mortgage typically remains valid for a specified period, often between 60 to 120 days, depending on the lender's…
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Can I make changes to my Pre-Approval Mortgage after it's issued?
Yes, you can make adjustments to your Pre-Approval Mortgage if your financial circumstances change or if you find a different…
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Does getting a Pre-Approval Mortgage guarantee I will get the mortgage when I find a property?
While a Pre-Approval Mortgage is a strong indication of your borrowing power and eligibility, final approval is contingent upon additional…