What documents do I need for a Pre-Approval Mortgage?

Author: Boychuk Mortgage Group |

To apply for a Pre-Approval Mortgage, you typically need to provide a comprehensive set of documents. These may include recent pay stubs, W-2 forms or tax returns for the past two years, proof of assets such as bank statements and investment accounts, proof of identity (driver's licence or passport), and details about the property you intend to purchase. These documents help the lender assess your financial stability, debt-to-income ratio, and ability to repay the mortgage. Having these documents ready ensures a smoother and quicker approval process.