Start Your Canadian Homeownership Journey Here

Moving to a new country is an exciting yet challenging experience, especially when it comes to navigating the Canadian real estate market. At Boychuk Mortgage Group, we understand the unique challenges newcomers face, from building a Canadian credit history to understanding mortgage qualifications.

That’s why we’re dedicated to simplifying the mortgage process and providing personalised guidance to help you secure your first home in Canada with confidence and ease.

What Are New to Canada Mortgages?

New to Canada Mortgages are specialised mortgage programs designed specifically for newcomers and immigrants who have recently relocated or are in the process of moving to Canada.
These mortgage solutions address the financial realities of newcomers, including:

  • Limited Canadian credit history
  • Variable employment documentation during the transition period
  • Flexible down payment options, starting as low as 5% to 10%

At Boychuk Mortgage Group, our goal is to make homeownership attainable for newcomers, ensuring you can establish roots, build stability, and start your Canadian journey on solid financial ground

Riley Boychuk Mortgages

Tailored Mortgage Solutions for Newcomers

Our approach to New to Canada Mortgages goes beyond financing; it’s about empowering you with knowledge and support throughout the entire home-buying process.
We offer customised mortgage solutions that reflect your individual financial situation, employment status, and long-term goals. Whether you’re:

  • Purchasing your first home in Canada
  • Refinancing an existing property
  • Exploring real estate investment opportunities

Our dedicated team will help you find the right mortgage solution that fits your unique needs and aspirations.

Riley Boychuk Mortgages

Riley Boychuk Mortgages

Comprehensive Guidance Every Step of the Way

At Boychuk Mortgage Group, we recognise that every newcomer’s experience is different. That’s why we provide complete guidance on:

  • Canadian mortgage eligibility criteria
  • Documentation requirements for newcomers
  • The home-buying process from start to finish

We ensure clarity and transparency so you can make informed decisions at every stage. Our commitment is not only to help you secure your mortgage but also to set you up for long-term financial success in your new home country.

Advantages of New to Canada Mortgages

 

  • Mortages by Riley Boychuk

    Accessible Homeownership

    With low down payment options starting from 5%, New to Canada Mortgages make homeownership achievable sooner. This accessibility helps newcomers and families enter the housing market and establish stability more quickly.

  • Mortages by Riley Boychuk

    Build Canadian Credit

    By making regular mortgage payments, newcomers can build a strong Canadian credit history. This is a key step in strengthening your financial foundation for future opportunities in Canada.

  • Mortages by Riley Boychuk

    Expert Guidance

    Our experienced team provides specialised advice for newcomers, helping you understand the mortgage process, explore eligibility, and confidently navigate each step toward homeownership.

  • Mortages by Riley Boychuk

    Tailored Solutions

    Every newcomer’s situation is unique. Whether you are a permanent resident, landed immigrant, or work permit holder, we offer custom mortgage plans suited to your financial profile and comfort level.

  • Mortages by Riley Boychuk

    Access to Lenders

    We maintain partnerships with major banks and financial institutions, allowing us to negotiate competitive mortgage rates and flexible terms on your behalf.

  • Mortages by Riley Boychuk

    Simple Application Process

    Our streamlined application process ensures a smooth and efficient experience. We minimise paperwork, simplify communication, and guide you through each requirement with clarity.

  • Mortages by Riley Boychuk

    Flexible Terms

    Choose from a variety of fixed-rate and variable-rate mortgage options to match your budget, financial goals, and long-term plans.

  • Mortages by Riley Boychuk

    Supportive Service

    Our commitment doesn’t end with mortgage approval. We offer ongoing support and advice throughout your journey, from application to closing and beyond.

  • Mortages by Riley Boychuk

    Long-Term Benefits

    Owning a home in Canada helps you build equity, gain stability, and invest in your future. It’s a foundation for long-term financial growth and a sense of belonging in your new community.

 

Google Reviews

Happy Client Reviews

  • testimony

    We had the best experience working with Riley and his team. He is very knowledgeable and was able to help us secure a great rate for our mortgage. He was available at all times to answer any questions we had and was great at communicating with us. Would 100% recommend Riley and his team for your mortgage needs

    testimony

    Szendi Godin

  • testimony

    Riley was such a pleasure to work with. He made our dreams come true, he got us an amazing rate and made it a stress free experience. He is so personable and goes above and beyond for his clients. The thoughtful touches with house warming gifts and birthday cards. He has made such an impact in our life and we will be forever grateful!

    testimony

    kamiko allen

  • testimony

    We recently used Riley as our mortgage broker and he was the best!! Super kind and patient. He was very responsive, took so much time to explain the whole process to us and was able to find us a great mortgage. Would highly recommend.

    testimony

    Annika Reimer

  • testimony

    My husband and I are blown away by how dedicated Riley has been to helping us through the purchase of one home and the sale of another. This whole process can be really overwhelming, but Riley did an excellent job at explaining and educating us through it all. He's very attentive by making phone calls just to check in, and he really cares about us as people not just clients. I would recommend him to anyone I know.

    testimony

    Jillian Nielsen

  • testimony

    Had an absolutely amazing experience dealing with Riley and his team. He was extremely helpful every step of the way and made the home buying experience as easy as possible for us. Highly recommend Riley to anyone looking to purchase a home!

    testimony

    Boston Colley

  • testimony

    We've had great experience with Boychuk Mortgage Group getting a mortgage for our rental property in Calgary. The communication was great, the whole process was smooth and easy. Highly recommend.

    testimony

    Alexander Gazimov

  • testimony

    We had an excellent experience with Riley. Despite our unique situation, he provided outstanding service, addressing our needs and questions promptly. He navigated through any hiccups, ensuring a smooth process. Highly recommend for his professionalism and client-focused approach.

    testimony

    David Bigley

  • testimony

    Riley and his team are a pleasure to work with. They are fast and pay attention to detail. They were able to answer any questions I had regrading the purchase of our new home and worked quickly to assist on closing. I would not hesitate to use the Boychuk Mortgage Group again and recommend them to anyone looking for any mortgage needs.

    testimony

    _christian_sison_

  • testimony

    I had an excellent experience dealing with Boychuk Mortgages. Riley was so thorough and was always available to answer any questions I had throughout the process. He made a difficult and confusing process so easy for a first time home buyer.

    I would recommend Riley to anyone looking for a mortgage broker.

    testimony

    JP Guimond

  • testimony

    Riley and Carla were such a pleasure to work with. They were extremely responsive and kept us in the know every step of the way. They provided various options and helped us make the best decision for our mortgage. Thanks again!

    testimony

    Richard Mulcaster

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