Welcome to Boychuk Mortgage Group, your trusted partner in navigating the Canadian real estate market as a non-resident or individual earning foreign income.
Whether you spend most of your time outside Canada, file taxes abroad, or earn income from international sources, we specialise in Non-Resident & Foreign Income Mortgages, designed to help you purchase or invest in Canadian property with confidence and clarity.
Non-Resident & Foreign Income Mortgages are tailored solutions for individuals seeking to buy property in Canada without permanent residency. These mortgage products are designed to accommodate the unique financial profiles and income sources of non-residents and foreign income earners.
Whether you are:
Boychuk Mortgage Group ensures you receive the expert guidance and financing flexibility you need to make your real estate goals a reality.
Navigating the Canadian property market from abroad can be complex, from understanding regulations to meeting lending requirements. Our team simplifies this process by offering specialised advice, transparent communication, and personalised mortgage solutions that align with your financial situation and investment strategy.
Non-Resident & Foreign Income Mortgages open the door to Canadian homeownership and investment opportunities without the need for permanent residency. These mortgages allow you to:
At Boychuk Mortgage Group, we tailor your mortgage to your unique financial profile, helping you maximise purchasing power and capitalise on global opportunities in Canadian real estate.
Non-Resident & Foreign Income Mortgages allow you to buy property in Canada without being a permanent resident. This makes it possible for global investors and professionals to participate in Canada’s thriving real estate market.
With these mortgage solutions, you can use foreign income to qualify for a mortgage. This flexibility expands eligibility and allows you to leverage your international earnings when purchasing Canadian real estate.
Whether you want a residential home, vacation property, or income-generating investment, these mortgages accommodate various property types, giving you the flexibility to meet your investment goals.
Our mortgage specialists possess in-depth knowledge of international financing and Canadian lending regulations. You benefit from expert guidance to navigate every step of the mortgage process confidently.
We design customised mortgage options that reflect your income structure, property goals, and long-term plans. Whether you prefer fixed or variable rates, need help with down payment structures, or require flexible terms, our solutions are built around your needs.
Through our extensive network of lenders, including major banks and alternative financing institutions, we secure competitive interest rates and favourable terms, ensuring you get the best possible financing.
We understand the challenges of securing financing from abroad. That’s why we offer a smooth, efficient application and approval process designed to reduce complexity and save you time.
From your initial consultation to closing, we provide dedicated support and proactive communication. Our team ensures you understand each step and feel confident in your decisions.
Owning property in Canada allows you to build long-term equity and generate rental income, contributing to wealth creation and financial stability across borders.
These mortgages help align your international finances with Canadian real estate investments. We make it simple to integrate your global income streams into a cohesive investment plan that supports your wealth-building strategy.
We had the best experience working with Riley and his team. He is very knowledgeable and was able to help us secure a great rate for our mortgage. He was available at all times to answer any questions we had and was great at communicating with us. Would 100% recommend Riley and his team for your mortgage needs
Riley was such a pleasure to work with. He made our dreams come true, he got us an amazing rate and made it a stress free experience. He is so personable and goes above and beyond for his clients. The thoughtful touches with house warming gifts and birthday cards. He has made such an impact in our life and we will be forever grateful!
We recently used Riley as our mortgage broker and he was the best!! Super kind and patient. He was very responsive, took so much time to explain the whole process to us and was able to find us a great mortgage. Would highly recommend.
My husband and I are blown away by how dedicated Riley has been to helping us through the purchase of one home and the sale of another. This whole process can be really overwhelming, but Riley did an excellent job at explaining and educating us through it all. He's very attentive by making phone calls just to check in, and he really cares about us as people not just clients. I would recommend him to anyone I know.
Had an absolutely amazing experience dealing with Riley and his team. He was extremely helpful every step of the way and made the home buying experience as easy as possible for us. Highly recommend Riley to anyone looking to purchase a home!
We've had great experience with Boychuk Mortgage Group getting a mortgage for our rental property in Calgary. The communication was great, the whole process was smooth and easy. Highly recommend.
We had an excellent experience with Riley. Despite our unique situation, he provided outstanding service, addressing our needs and questions promptly. He navigated through any hiccups, ensuring a smooth process. Highly recommend for his professionalism and client-focused approach.
Riley and his team are a pleasure to work with. They are fast and pay attention to detail. They were able to answer any questions I had regrading the purchase of our new home and worked quickly to assist on closing. I would not hesitate to use the Boychuk Mortgage Group again and recommend them to anyone looking for any mortgage needs.
I had an excellent experience dealing with Boychuk Mortgages. Riley was so thorough and was always available to answer any questions I had throughout the process. He made a difficult and confusing process so easy for a first time home buyer.
I would recommend Riley to anyone looking for a mortgage broker.
Riley and Carla were such a pleasure to work with. They were extremely responsive and kept us in the know every step of the way. They provided various options and helped us make the best decision for our mortgage. Thanks again!
Partnering with Boychuk Mortgage Group means gaining a trusted advisor with the expertise and connections to make your Canadian homeownership journey seamless and rewarding.
Our mortgage professionals are experienced in cross-border lending and foreign income qualification. We understand the documentation, regulations, and requirements needed for non-resident financing success.
Every client’s financial background is unique. We take the time to understand your goals, income sources, and residency status, crafting a mortgage solution that matches your exact needs.
We work with an extensive network of lenders across Canada, including major banks, credit unions, and alternative lenders, to provide diverse mortgage options and competitive rates for non-residents and foreign income earners.
We prioritise clear, open communication at every stage. From explaining documentation requirements to providing status updates, we ensure you stay informed and confident throughout your mortgage process.
Your satisfaction is at the heart of our approach. We deliver exceptional customer service and continue supporting you beyond closing, making us your long-term mortgage partner in Canadian real estate.
Whether you’re purchasing your first property in Canada or expanding your international portfolio, Boychuk Mortgage Group provides the expertise and resources to make your journey successful.
With customised mortgage solutions, competitive rates, and dedicated support, we empower you to achieve your real estate goals, wherever you are in the world.
Take the first step toward owning property in Canada with the right mortgage solution for your non-resident or foreign income status.
Contact Boychuk Mortgage Group today to begin your application and unlock your path to Canadian homeownership.